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There are over 100 mortgage lenders in the UK including Britannia. Mortgage Lender .co.uk will help you make the right choice.
Speak to a professional adviser about a Britannia Mortgage
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In 2009 the Society merged with the Co-operative Financial Services Group and now offers a large range of mortgage, savings and current accounts. The brand name 'Britannia' continues to be used and the society is proud to be an alternative to shareholder owned banks. Members and customers interests are put first via good interest rates and occasional offers and vouchers that can be used across the Co-operative group.
You can choose from an offset, fixed, tracker or capped tracker mortgage. First time buyers, home movers and customers who would like to re-mortgage can all apply to the Britannia. You can choose from a 2, 5 or 10 year fixed rate or a 3 or 5 year tracker rate. Existing customers or those who are switching their mortgage may be eligible for free or reduced fees and charges, ask your advisor which products offer this deal.
Early repayment charges will apply to most products if you pay off all or part of your outstanding mortgage balance before the end of any agreed fixed or tracker rate period.
Britannia Mortgage Products
Fixed rate mortgages: All customers can apply for this mortgage product including first time buyers. You will benefit from knowing exactly how much your monthly payment will be no matter what happens to the Bank of England base Rate. At the end of the agreed term you will pay the Society's Standard Variable Rate.
Tracker Mortgages: These products will track the Bank of England Base rate at an agreed percentage for the duration of the deal period. Loans can be taken when moving to a new home, transferring from a different lender or if you are a first time buyer.
Offset mortgages: If you have savings then you might consider an offset mortgage, with these products you do not earn interest on your savings but benefit from having them 'offset' against your mortgage loan. You will therefore only pay interest on the difference between your savings and your mortgage loan. You will pay a set percentage above the Bank of England Base Rate for the duration of your mortgage.
If you are interested in a mortgage quotation including those offered by Britannia please complete our quick enquiry form.
Britannia Mortgage Rates
|Mortgage Type||Initial Rate||Subsequent Rate||APR||Max LTV||Fees & Charges||Enquire Now|
|10yr Fixed rate||5.29% Fixed||4.24% Variable||5.3%||75%||£999 Arrangement Fee|
|Offset Mortgage||3.99% Variable||3.99% Variable||4.1%||60%||£999 Arrangement Fee|
|Offset Mortgage||5.49% Variable||5.49% Variable||5.7%||85%||£999 Arrangement Fee|
Speak to a professional about a Britannia Mortgage