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Lloyds TSB

Lloyds bank was founded in Birmingham in 1765, during the 1880's the bank acquired some London banking groups and adopted the Black Horse symbol. A merger with the TSB in 1995 led to the renaming of the bank to Lloyds TSB. It is now the largest retail bank in the UK and trades under the brand names of Halifax, Bank of Scotland, C&G, Clerical and Medical, and Scottish Widows.

You can apply for a wide range of mortgage products if you are a first time buyer, a home owner who is moving or looking to change lender or an existing customer who would like to find a new deal or remortgage for a large purchase including home improvements. Fixed rate deals, variable rate trackers and standard rate mortgages are all available. If you have a current banking account with Lloyds TSB then you may be eligible for a reduced interest rate or other special offers.

Early repayment charges will usually apply if you pay off all or part of your mortgage during the offer period although overpayments of up to 10% may be possible on some products. Check with your mortgage advisor about this.

Lloyds TSB Mortgage Products

First Time Buyer mortgages: If you have the backing and support of a friend or family member you may be able to borrow up to 95% of the property value, other offers include free valuation and application fees. Lloyds TSB also offer a stepped tracker mortgage that gives a discount from the Standard Variable Rate for the first years of your mortgage.

Owner Occupier mortgages: If you are looking to remortgage you can take advantage of a free valuation on all loans up to £1million. Loans can be taken when moving to a new home, transferring from another Lloyds TSB product or from a different provider.

Buy to Let mortgages: You can apply to invest in your first property, switch from another lender or expand an existing property portfolio.

If you are interested in a mortgage quotation including those offered by Lloyds TSB please complete our quick enquiry form.