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There are over 100 mortgage lenders in the UK including Royal Bank of Scotland. Mortgage Lender .co.uk will help you make the right choice.

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Royal Bank of Scotland (RBS)

Royal Bank of Scotland (RBS) started issuing banknotes in 1727 and continues to do so today. The bank first began trading in Edinburgh and then opened a branch in Glasgow. Further branches were opened across Scotland and in 1874 the first London branch was opened. The first American branch opened in New York in 1960. There have been various acquisitions and mergers over the years but most recently the bank has been helped out by the UK government to ensure that it continues to trade and provide services to customers across the UK.

RBS offers Fixed rate, Tracker rate, Offset, Buy to Let and Shared Equity Mortgages to customers in Scotland and England. First time buyers, homeowners and existing customers can all choose from a wide range of mortgage products. You may be able to borrow up to 90% of the property's value although if you are able to provide a bigger deposit you will benefit from a lower interest rate.

Royal Bank of Scotland Mortgage Products

First Time Buyer mortgages: A wide range of mortgage products are available including both fixed and variable rates. Consult your advisor to find the best deal for you.

Owner Occupier Mortgages: Loans can be taken when moving to a new home, transferring from another RBS product or from a different provider. You can also top up an existing mortgage to fund home improvements.

Buy to Let mortgages: These can cover up to 75% of the property value, you can choose from similar rates and types of loans as those offered to all new mortgage applicants.

If you are interested in a mortgage quotation including those offered by Royal Bank of Scotland please complete our quick enquiry form.

Royal Bank of Scotland Mortgage Rates

Mortgage Type Initial Rate Subsequent Rate APR Max LTV Fees & Charges Enquire Now
5yr First Time Buyer Fixed Rate 6.89% Fixed 4.0% Variable 5.4% 90% £0
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2yr Tracker Rate 2.19% Variable 4.0% Variable 4.0% 60% £999 Product Fee
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2yr Fixed Buy to Let 6.19% Fixed 4.0% Variable 4.6% 75% £999 Product Fee
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Speak to a professional about a Royal Bank of Scotland Mortgage